Loan Mod Man
September 06, 2010, 10:12:59 pm *
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 1 
 on: August 28, 2010, 07:14:24 am 
Started by f1racercar - Last post by f1racercar
This might be of interest to anyone looking to make a second income trading Forex online there is a special online 5 day FREE forex course.These forex courses normally sell for thousands so it is great chance to learn how to currency trade for free . The trading strategy they teach is an end of day forex trading strategy meaning that once you attend the free courses it only takes 15 minutes in the evening to trade.
This will be a hugely informative course. It is suited to both beginners and advanced trading levels.This is not a get rich quick scheme but during the week you will learn everything you need to know to become a successful forex trader. If you cant make this they will let you know about upcoming forex courses when you sign up for updates.

The training company have also tied up a a deal with a leading spread betting company who will give people a free 120 dollars when they open an account and start actually trading with their new skills.The spread betting company is happy to do this as people who undergo good training are more likely to remain as customers. It costs the spread betting company much more to get new clients than 120 euros so they are satisfied with the deal.Please note the two companies are different.One simply trains.The other is for the actual trading and is a leading financially regulated company.You are under no obligation to use the trading company after your free course.But should you wish you can benefit from the free cash towards your trading.Full details are given to attendees of the Free 5 day course.

So I hope that helps people who might be interested in learning how to trade forex but did not know where to start.

Topics covered are as follows:

Day 1 Types Of Analysis, Types Of Charts
Day 2 Candlesticks And Trends, Moving Averages
Day 3 Support And Resistance, Pivot Points
Day 4 Putting It All Together
Day 5 The Swing Strategy Trading Plan

You can register for the free forex course on the
website forexrepublic(dot)info

 2 
 on: July 22, 2010, 07:40:10 pm 
Started by LoanModMan - Last post by Acelim
We are pleased to pay for our monthly payment. As time passes by, the rate of payment continues decreasing. I don't worry now for our payment.

 3 
 on: July 22, 2010, 07:35:48 pm 
Started by LoanModMan - Last post by Acelim
We as a borrower didn't hard to pay so much because they were reduce the payment every month. I think everyone will not worried with the payment. I will pass this article to my friends so that they also inform.

 4 
 on: May 18, 2010, 09:55:26 am 
Started by LoanModMan - Last post by LoanModMan
 Embarrassed

I'm Blushing...

Thanks for the kind words.
Dan

 5 
 on: May 16, 2010, 04:16:01 pm 
Started by LoanModMan - Last post by SoCalGal
Well, LoanModMan (Dan Harris), you may not have heard good things about the crew at First Franklin, but you managed a frikken miracle for me!

Folks, my payment went from $4,447 per month to $1,835--including property taxes!  I don't know how Dan and his diligent staff at Home Retention Group did it and, frankly, I don't care!  I know only that I can now afford to live in my own house.  I'm profoundly grateful to Home Retention Group.  Thank you, Dan.

 6 
 on: March 25, 2010, 06:13:18 am 
Started by SueD - Last post by LoanModMan
Sue,

Sorry to hear you are having problems with Chase, especially someone from the Executive Office.

Recently I have seen and heard alot about Chase instituting measures to slow down efforts by homeowners and loan mod counselors.

I have also seen a steady rise in trial mods being denied for permanent mods with the excuse that the investor has the right to choose how they decide to apply the HAMP guidelines.

I think it will only be a matter of time before the hue and cry of the public begins to dampen the spirits of those at Chase who think it is their job (after being bailed out by our tax dollars), to take away peoples homes and make the bank profitable.

My advice is for you to continue to communicate with Vera but do not tolerate her nonsense. However, if it gets too bad you can write your local politicians and the media to put pressure on them.






 7 
 on: March 25, 2010, 06:06:20 am 
Started by SueD - Last post by SueD
Dan

A women named Vera from the Chase Executive Office called tonight. She was very rude and nasty. First she would only talk to my husband or my Mom and she was telling them that all these papers were missing. Papers that were already sent to her.

She was very rude, condescending and nasty, so they said they didn't want to talk to her and gave the phone to me.

All she keep saying was that she wanted the documents sent again and that if I did not send her what was requested with in 10 days that she would drop my case and we would have to deal with a Chase loan modifier ourselves.

She really upset all of us, she was rude and nasty.

These banks lie to the media through their public relations people and when borrowers call they do everything possible to block assistance.

Sue

 8 
 on: March 11, 2010, 06:32:58 am 
Started by LoanModMan - Last post by LoanModMan
This borrower was 3 months behind on a $470,000 mtg. with P&I payments of $3,807.94. We obtained a new 40 year fixed rate modification where the borrower has new lower payments calculated at 5.5% for the remaining life of the loan, with a new payment of $2,980.73.

This modification saved the borrowers home and lowered their payments with a Savings of $827.21 per month.

http://homeretentiongroup.com/uploads/IndyMac_40_year_fixed.pdf

 9 
 on: March 11, 2010, 06:31:28 am 
Started by LoanModMan - Last post by LoanModMan
This borrower had a hardship on a home that was purchased for the purpose of housing elderly parents. Unfortunately the deal on the parents home fell though and the borrowers were stuck trying to rent the property.

They were unable to rent the property for enough to pay the mortgage and were going deeper into debt every month. They kept up for as long as they could.

We were able to work with Bank of America to achieve a resolution that allows the property to cash flow and the borrower can now make ends meet.

The motgage was $180,000.00 with P&I payments of $1,202.51. We obtained a new 40 year modification where the borrower has new lower payments calculated at 5.0% for the 1st year, 5.75% for the 2nd year and then 6.75% for the remaining life of the loan.

This modification saved the borrowers home and lowered their payments with a Savings of $333.60 per month.


http://homeretentiongroup.com/uploads/Bank_of_America_Investment_Property_Modification.pdf

 10 
 on: March 11, 2010, 06:30:03 am 
Started by LoanModMan - Last post by LoanModMan
This borrower waited for more than 5 months while Bank of America dragged the process on and on.

Finally a HAMP Trial Period modification was acheived and the borrower made the 3 trial payments as required. During the trial period the borrowers financials were kept updated by faxing and re-faxing documents over and over again. Bank of America was unable to finalize the modification inside the 3 month trial period and the borrower made 5 trial payments before the bank finalized the modification.

They were able to work with Bank of America to achieve a resolution that allowed them to finalize the modification and the borrower can now afford to make their payments.

The mortgage was $357,000.00 with P&I payments of $3,316.23 not including escrows.

The new payment is $1,707.12  including $503.99 in escrows.

This modification saved the borrowers home and lowered their payments with a Savings of over $1,600.00 per month.

http://homeretentiongroup.com/uploads/B_of_A_HAMP_FINAL_MOD.pdf

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